JazzCash and Mobilink Bank have launched Government of Pakistan Treasury Bills (T-Bills) directly through the JazzCash app, enabling millions of Pakistanis to invest in government-backed securities from their smartphones. The initiative has been introduced in collaboration with the Ministry of Finance and the State Bank of Pakistan (SBP).
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The new feature allows eligible JazzCash users to invest in 3-month Treasury Bills with a minimum investment of Rs5,000, significantly lowering the entry barrier for retail investors and first-time savers. Previously, access to such instruments was largely limited to banks, brokerages and more experienced market participants.
Through the app, users can review available T-Bills, expected returns, yields, maturity values and applicable tax information before completing the investment process digitally. Mobilink Bank will act as the regulated custodian and trustee for the investment product.
Speaking at the launch, officials highlighted that the initiative supports Pakistan’s efforts to deepen financial markets, mobilise domestic savings and expand participation in formal investment channels. The product aims to extend investment opportunities well beyond the country’s existing public market investor base.
JazzCash CEO Murtaza Ali said the launch represents a move beyond payments and transactions by giving users access to tools that help them save, invest and build long-term financial resilience through a simple digital experience.
JazzCash currently serves around 60 million registered customers and processed approximately Rs16.8 trillion in gross transaction value over the last 12 months. The company aims to reach one million active investors through government securities and related investment products in the future.
Industry observers view the development as a major milestone for Pakistan’s fintech sector, helping democratise access to investment products and encouraging broader participation in the country’s formal financial system through digital channels.
