Pakistan’s Roshan Digital Account (RDA) initiative recorded its highest-ever monthly inflow of $321 million in April 2026, reflecting growing confidence among overseas Pakistanis in the country’s financial system.
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According to data released by the State Bank of Pakistan (SBP), total cumulative inflows under the RDA programme have now reached approximately $12.75 billion since its launch in 2020. The latest monthly inflow surpassed March 2026 levels by nearly $60 million, marking a significant increase in overseas participation.
During April, around $191 million was either repatriated or utilised locally, resulting in a net increase of approximately $130 million in the programme’s net repatriable liability. Of the utilised amount, nearly $164 million was invested within Pakistan, while around $28 million was repatriated abroad.
The breakdown of remaining funds shows continued investor preference for Naya Pakistan Certificates, particularly Islamic instruments. A substantial portion of RDA funds also remains parked in bank balances and equity investments, highlighting diversified participation by overseas Pakistanis.
The number of registered RDA accounts also continued to grow steadily, crossing 927,000 accounts after more than 10,000 new accounts were opened during April alone.
Officials have linked the strong inflows to improving investor sentiment, greater financial stability and increasing trust in Pakistan’s formal banking channels. The government has also highlighted the role of RDAs in supporting foreign exchange reserves, liquidity management and broader economic stability.
The Roshan Digital Account programme, launched by the SBP in collaboration with commercial banks, enables overseas Pakistanis to open bank accounts digitally and access investment opportunities in Pakistan without visiting a branch or embassy.
