Bank Alfalah to Raise Rs20 Billion in Long-Term Funding from Investors
KARACHI, Pakistan – April 23, 2026 – Bank Alfalah Limited (PSX: BAFL) has announced plans to raise Rs20 billion in long-term funding from investors through the issuance of debt instruments. The move is aimed at strengthening the bank’s capital base and supporting its growth initiatives.
Read More: Meezan Bank Posts Rs23.4 Billion Profit for Q1 2026
The bank plans to issue Term Finance Certificates (TFCs) or other eligible debt instruments to institutional and individual investors. The funds raised will be utilized for general corporate purposes, including business expansion, working capital requirements, and asset-liability management.
| Aspect | Detail |
|---|---|
| Target Raise | Rs20 billion |
| Instrument | Term Finance Certificates (TFCs) or eligible debt instruments |
| Purpose | General corporate purposes, expansion, working capital |
| Investors | Institutional and individual investors |
Strategic Rationale
The Rs20 billion long-term funding initiative will enable Bank Alfalah to:
- Strengthen Capital Base: Enhance the bank’s capital position for future growth
- Support Expansion: Fund business expansion and strategic initiatives
- Improve ALM: Optimize asset-liability management
- Diversify Funding Base: Access long-term funding from capital markets
About Bank Alfalah
Bank Alfalah is one of Pakistan’s largest private sector banks, with a nationwide network of branches offering a comprehensive range of banking products and services to retail, corporate, and institutional clients. The bank is committed to innovation, customer service, and sustainable growth.
About Term Finance Certificates (TFCs)
Term Finance Certificates (TFCs) are debt instruments issued by corporations and financial institutions to raise long-term funding from investors. TFCs represent a secured or unsecured obligation of the issuer and are typically listed on the Pakistan Stock Exchange.
