The State Bank of Pakistan (SBP) has officially launched InvestPak, a groundbreaking digital platform that opens the country’s Rs82 trillion government securities market to small investors for the first time. The web and mobile-based initiative eliminates traditional barriers, allowing individuals to invest in sovereign debt instruments directly from their smartphones without intermediaries or extensive paperwork.
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Finance Minister Senator Muhammad Aurangzeb formally inaugurated the platform at a ceremony in Karachi, terming it a decisive step toward democratizing investment in Pakistan. The platform enables users to digitally open Investor Portfolio of Securities accounts, place bids in primary auctions, and trade securities through the secondary market, all while managing multiple PKR and IPS accounts across participating banks.
InvestPak represents the next phase of SBP’s reform journey under its Strategic Vision 2028, developed with support from the World Bank’s Financial Inclusion and Infrastructure Project. SBP Governor Jameel Ahmad described the launch as a defining milestone in Pakistan’s financial evolution, noting that it will make sovereign investments a household conversation through an accompanying nationwide media campaign across print, digital, and FM radio platforms.
The platform’s retail investment threshold starts at just Rs5,000, specifically targeting youth and first-time investors. By expanding the investor base beyond banks, which currently hold 78% of marketable government securities, InvestPak is expected to free up banking sector capacity for private sector lending, supporting broader economic activity.
